The use of smartphones for personal budgeting and financial planning
Order ID |
53563633773 |
Type |
Essay |
Writer Level |
Masters |
Style |
APA |
Sources/References |
4 |
Perfect Number of Pages to Order |
5-10 Pages |
Description/Paper Instructions
The use of smartphones for personal budgeting and financial planning
The use of smartphones for personal budgeting and financial planning has become increasingly popular in recent years. Here are a few ways in which smartphones are being used for personal budgeting and financial planning:
- Budgeting Apps: There are many budgeting apps available for smartphones that allow users to track their spending, set budgets, and manage their finances. These apps typically allow users to link their bank accounts and credit cards, and provide real-time updates on their spending and balances. Some popular budgeting apps include Mint, Personal Capital, and YNAB (You Need a Budget).
- Investment Apps: Many investment apps are available for smartphones that allow users to invest in stocks, bonds, and other financial instruments. These apps make it easier for people to invest their money and manage their portfolios, regardless of their location or experience level. Some popular investment apps include Robinhood, Stash, and Acorns.
- Mobile Banking: Many banks now offer mobile banking apps that allow users to view their accounts, transfer money, and manage their finances from their smartphones. These apps provide users with easy access to their accounts and allow them to keep track of their finances in real-time.
- Personal Finance Education: There are many personal finance apps and websites available for smartphones that provide users with educational resources and tools for managing their finances. These resources can help users improve their financial literacy and make informed decisions about their finances.
- Personal Finance Communities: Many personal finance communities and forums are available for smartphone users to connect with others who are interested in budgeting and financial planning. These communities provide users with support and resources for managing their finances, and can be a valuable source of information and advice.
The use of smartphones for personal budgeting and financial planning has many benefits. It makes it easier for people to keep track of their finances and make informed decisions about their money. Additionally, by providing users with real-time updates and access to their accounts, smartphones can help people stay on top of their finances and avoid overspending or getting into debt.
However, there are also some potential drawbacks to using smartphones for personal budgeting and financial planning. One concern is the security of financial information stored on smartphones, as well as the risk of identity theft or fraud. Additionally, relying on budgeting apps or mobile banking apps can lead to a decreased awareness of one’s spending habits and financial situation, making it more difficult to make informed financial decisions.
In conclusion, the use of smartphones for personal budgeting and financial planning can be a valuable tool for managing finances. However, it is important for users to be aware of the potential risks and take steps to protect their financial information and maintain their financial awareness. By using smartphones for budgeting and financial planning in a responsible and informed manner, users can improve their financial well-being and achieve their financial goals.
RUBRIC
QUALITY OF RESPONSE |
NO RESPONSE |
POOR / UNSATISFACTORY |
SATISFACTORY |
GOOD |
EXCELLENT |
Content (worth a maximum of 50% of the total points) |
Zero points: Student failed to submit the final paper. |
20 points out of 50: The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. |
30 points out of 50: The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately. Elements of the required response may also be lacking. |
40 points out of 50: The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples. The answer is complete. |
50 points: The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples. No aspects of the required answer are missing. |
Use of Sources (worth a maximum of 20% of the total points). |
Zero points: Student failed to include citations and/or references. Or the student failed to submit a final paper. |
5 out 20 points: Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. |
10 out 20 points: References to scholarly sources are occasionally given; many statements seem unsubstantiated. Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. |
15 out 20 points: Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented. APA 6th Edition is used with only a few minor errors. There are minor errors in reference and/or citations. And/or there is some use of questionable sources. |
20 points: Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented. APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. |
Grammar (worth maximum of 20% of total points) |
Zero points: Student failed to submit the final paper. |
5 points out of 20: The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors |
10 points out 20: The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors |
15 points out of 20: The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. |
20 points: The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. |
Structure of the Paper (worth 10% of total points) |
Zero points: Student failed to submit the final paper. |
3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. |
5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements. The student also significantly writes too large or too short of and paper |
7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. |
10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper. |
|
|
Also, you can place the order at www.collegepaper.us/orders/ordernow / www.phdwriters.us/orders/ordernow
|
Do You Have Any Other Essay/Assignment/Class Project/Homework Related to this? Click Here Now [CLICK ME]and Have It Done by Our PhD Qualified Writers!! |
|
|
The use of smartphones for personal budgeting and financial planning
PLACE THE ORDER WITH US TODAY AND GET A PERFECT SCORE!!!