Evaluation of Diversity in the World Paper
Order ID |
53563633773 |
Type |
Essay |
Writer Level |
Masters |
Style |
APA |
Sources/References |
4 |
Perfect Number of Pages to Order |
5-10 Pages |
Description/Paper Instructions
Evaluation of Diversity in the World Paper
Evaluation, Diversity, World, Paper
I really enjoy travel, whether for work or pleasure (or even better, combining work and pleasure). When I first visited Kuala Lumpur, Malaysia, a few years ago, I was immediately attracted to this vibrant capital city. There was so much to love: the diverse architectures and neighborhoods, ranging from some of the tallest buildings in the world to bustling local shops and outdoor stall markets.
The diversity of languages, interests, and foods, drawing on a wide range of cultures, geographies and backgrounds. The number and energy of young people everywhere I went, and the courtesy and friendliness of all the people I met. The easy transit system.
The lush greenery, deriving from the tropical climate just 3 degrees north of the equator. Malaysia is indeed an interesting and nice place to be. Lucky for me, with my very limited grasp of languages, one of the official languages is English, so I could navigate “KL” easily, even when left to my own wits.
Malaysia also boasts a solid actuarial profession, and a well-developed actuarial association (Persatuan Aktuari Malaysia, or the Actuarial Society of Malaysia, ASM). My first visit to KL was in connection with the inaugural joint general insurance (property/casualty) seminar being organized by ASM, the CAS, and the Institute of Actuaries of Australia. ASM and its members clearly had a vision for a strong future.
The regulatory authority, Bank Negara Malaysia, also conveyed to us a vision that included key roles for general insurance actuaries. But something was a bit disappointing during that first visit in 2014: the insurance company executives I met, while acknowledging that they might have a general insurance actuary or two on their staff at some point in the future, did not express much of a compelling or immediate business purpose for those staff actuaries.
What a difference a few years make! The insurance marketplace is now singing a different song, as highlighted and explained in the Actuarial Review article about our most recent joint general insurance actuarial seminar, conducted in December 2017.
- Senior insurance company executives, whether presenting at the seminar or chatting with us privately, all spoke urgently about the current and upcoming demand for actuaries to work on loss reserving, solvency and capital management, pricing, and product development.
- The regulators also highlighted that the need for general insurance actuaries far exceeds the supply, and expressed the hope that some experienced actuaries from other parts of the world might consider exploring the opportunities in KL, whether at the companies or in the regulatory authority.
- Several universities have ramped up with very energetic and ambitious undergraduate actuarial programs, and are hungry to increase the general insurance content that they deliver to their students – but of course they also recognize that the students they educate will not meet the near-term need for experienced practitioners.
In short, there is a significant need, and a hunger, for general insurance actuaries with enough experience to take on important responsibilities and to lead important projects. There is a need for actuaries who are equipped not only to do the technical work, but who also can work closely with other members of the management team, and who can communicate effectively about the business implications of the actuarial analyses.
There is a need for actuaries who can build the teams, and the data and actuarial infrastructure that are required. And finally, there is a need for thoughtful, energetic, and creative actuaries to work within the regulatory authority and to teach at the universities.
Is Malaysia the next step on your actuarial career path? Perhaps it should be…
- If you would like to have a significant role in shaping the business strategies, product designs, marketing game plans, and pricing systems of insurance companies that are facing the opportunities and threats of a marketplace with new opportunities for product innovation, pricing differentiation and growth across the motor insurance and property insurance spectrum.
- If you are ready for a seat at the table with other key decision-making executives; and if you are excited at the prospect of helping define the products, services, pricing structures, loss reserving practices, reinsurance structures, and capital management approaches for the Malaysia insurance and takaful marketplaces of the future.
- If you would like to participate in the growth and development of the actuarial profession in Malaysia, and to be a part of this vibrant community of practitioners as it moves enthusiastically into the future.
- If you are open to a personal adventure of living and working in a different part of the world, or ready for the comfort of returning to a place where you have family roots.
If you are intrigued, and would like to learn more, here are a few suggestions:
- Read the recent Actuarial Reviewarticle about the 2017 seminar, and revisit the earlier article about the prior seminar .
- Come to the CAS Spring Meeting in Boston this May, and attend the session “Livin’ the Dream” that will focus on the role of the actuary in navigating some of the exciting and challenging competitive opportunities that are emerging in Malaysia as well as elsewhere in the region.
- Participate in informal conversation during the CAS Spring Meeting with the speakers for this session. We plan to organize and announce a time and place for such conversations, and I invite you to come talk, ask, and listen.
- Add your name to a special-purpose email list that CAS is creating for people who are interested in information about actuarial activities and opportunities in Malaysia. If you would like to join this list, please send an email to Michael Chou, CAS International Relations Manager, at mchou@casact.org (Note: CAS will control this list; we will not release your name, email address, or other information about you to third parties. You can remove your name from the list at any time.)
We are very fortunate to be working in a truly global profession. My work with actuaries in other countries has provided some of the most special moments in my career. I hope that your journey also will create some special moments that you can share with all the rest of us!
RUBRIC
QUALITY OF RESPONSE |
NO RESPONSE |
POOR / UNSATISFACTORY |
SATISFACTORY |
GOOD |
EXCELLENT |
Content (worth a maximum of 50% of the total points) |
Zero points: Student failed to submit the final paper. |
20 points out of 50: The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. |
30 points out of 50: The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately. Elements of the required response may also be lacking. |
40 points out of 50: The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples. The answer is complete. |
50 points: The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples. No aspects of the required answer are missing. |
Use of Sources (worth a maximum of 20% of the total points). |
Zero points: Student failed to include citations and/or references. Or the student failed to submit a final paper. |
5 out 20 points: Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. |
10 out 20 points: References to scholarly sources are occasionally given; many statements seem unsubstantiated. Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. |
15 out 20 points: Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented. APA 6th Edition is used with only a few minor errors. There are minor errors in reference and/or citations. And/or there is some use of questionable sources. |
20 points: Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented. APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. |
Grammar (worth maximum of 20% of total points) |
Zero points: Student failed to submit the final paper. |
5 points out of 20: The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors |
10 points out 20: The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors |
15 points out of 20: The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. |
20 points: The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. |
Structure of the Paper (worth 10% of total points) |
Zero points: Student failed to submit the final paper. |
3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. |
5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements. The student also significantly writes too large or too short of and paper |
7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. |
10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper. |
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