Order ID |
53563633773 |
Type |
Essay |
Writer Level |
Masters |
Style |
APA |
Sources/References |
4 |
Perfect Number of Pages to Order |
5-10 Pages |
Description/Paper Instructions
A Story of a Health Care Provider Economic Health Discussion
I’m working on an economics question and need guidance to help me learn.
Read the article titles “A Story of a Health Care Provider…”. Identify part of the story that demonstrates the concept of “moral hazard
Read the article titles “A Story of a Health Care Provider…”. Identify part of the story that demonstrates the concept of “adverse selection”?
Read the article titles “A Story of a Health Care Provider…”. Do you recognize other problems in this article that are specific to health care markets but not present anywhere else? Explain.
Explain why an employer MUST pay total compensation (wages benefits) that is equal to the Marginal Product of Labor (in the absence of positive economics profit).
List key features of the Managed Care Organizations (MCOs).
Using supply and demand curves, demonstrate how mandating provision of health insurance for small businesses leads to lower employment levels. What is the source of the problem? Draw your graph and make sure to provide all the labels. Upload your image here.
Describe features of Fee-For-Service (FFS) insurance plans.
List problems with having FFS type of health insurance.
In order for MCOs to be able to reduce health care expenditures compared to FFS type of insurance, it is important to assume that health care providers enjoy positive economic profit. Why do we need this assumption to hold? Explain.
Republicans were proposing high-deductible health insurance plans combined with health saving accounts as an alternative to Affordable Care Act in recent years. What are the positive and negative aspects of such proposal?
What is the main idea behind Value-Based Insurance Design?
President Trump proposed to introduce “Short-Term Insurance Plans” to address affordability of health insurance. For this question, you need to research several newspaper articles and answer the following questions. Explain why Short-term insurance plans” have lower premium compared to insurance plans meeting the Affordable Care Act requirements. (Hint: saying that these plans are cheaper just because they cover short period of time is not sufficient.)
President Trump proposed to introduce “Short-Term Insurance Plans” to address affordability of health insurance. For this question, you need to research several newspaper articles and answer the following questions. How do these “short-term plans” undermine the Affordable Care Act? Identify concepts covered in this course.
Suppose that a healthy person has 10% chance of getting sick that would require $40,000 of medical expenses. Suppose that unhealthy person has a 60% chance of getting sick that would require $100,000 in medical expenses. A) What would be an actuarially fair premium for a healthy person? B) What would be an actuarially fair premium for unhealthy person? C) If everyone has to buy health insurance and 20% of the population are unhealthy and 80% of the population are health, what would be an actuarially fair premium for any person?
How can we minimize/address problem of moral hazard?
Explain why the Affordable Care Act introduced a mandate to make everyone to buy health insurance. What concept covered in class is being addressed by the mandate?
Read article “Epicene Maker’s Tactics Could Quell Protests Over Prices.” What concept covered in our lectures is being demonstrated by the article?
RUBRIC
QUALITY OF RESPONSE |
NO RESPONSE |
POOR / UNSATISFACTORY |
SATISFACTORY |
GOOD |
EXCELLENT |
Content (worth a maximum of 50% of the total points) |
Zero points: Student failed to submit the final paper. |
20 points out of 50: The essay illustrates poor understanding of the relevant material by failing to address or incorrectly addressing the relevant content; failing to identify or inaccurately explaining/defining key concepts/ideas; ignoring or incorrectly explaining key points/claims and the reasoning behind them; and/or incorrectly or inappropriately using terminology; and elements of the response are lacking. |
30 points out of 50: The essay illustrates a rudimentary understanding of the relevant material by mentioning but not full explaining the relevant content; identifying some of the key concepts/ideas though failing to fully or accurately explain many of them; using terminology, though sometimes inaccurately or inappropriately; and/or incorporating some key claims/points but failing to explain the reasoning behind them or doing so inaccurately. Elements of the required response may also be lacking. |
40 points out of 50: The essay illustrates solid understanding of the relevant material by correctly addressing most of the relevant content; identifying and explaining most of the key concepts/ideas; using correct terminology; explaining the reasoning behind most of the key points/claims; and/or where necessary or useful, substantiating some points with accurate examples. The answer is complete. |
50 points: The essay illustrates exemplary understanding of the relevant material by thoroughly and correctly addressing the relevant content; identifying and explaining all of the key concepts/ideas; using correct terminology explaining the reasoning behind key points/claims and substantiating, as necessary/useful, points with several accurate and illuminating examples. No aspects of the required answer are missing. |
Use of Sources (worth a maximum of 20% of the total points). |
Zero points: Student failed to include citations and/or references. Or the student failed to submit a final paper. |
5 out 20 points: Sources are seldom cited to support statements and/or format of citations are not recognizable as APA 6th Edition format. There are major errors in the formation of the references and citations. And/or there is a major reliance on highly questionable. The Student fails to provide an adequate synthesis of research collected for the paper. |
10 out 20 points: References to scholarly sources are occasionally given; many statements seem unsubstantiated. Frequent errors in APA 6th Edition format, leaving the reader confused about the source of the information. There are significant errors of the formation in the references and citations. And/or there is a significant use of highly questionable sources. |
15 out 20 points: Credible Scholarly sources are used effectively support claims and are, for the most part, clear and fairly represented. APA 6th Edition is used with only a few minor errors. There are minor errors in reference and/or citations. And/or there is some use of questionable sources. |
20 points: Credible scholarly sources are used to give compelling evidence to support claims and are clearly and fairly represented. APA 6th Edition format is used accurately and consistently. The student uses above the maximum required references in the development of the assignment. |
Grammar (worth maximum of 20% of total points) |
Zero points: Student failed to submit the final paper. |
5 points out of 20: The paper does not communicate ideas/points clearly due to inappropriate use of terminology and vague language; thoughts and sentences are disjointed or incomprehensible; organization lacking; and/or numerous grammatical, spelling/punctuation errors |
10 points out 20: The paper is often unclear and difficult to follow due to some inappropriate terminology and/or vague language; ideas may be fragmented, wandering and/or repetitive; poor organization; and/or some grammatical, spelling, punctuation errors |
15 points out of 20: The paper is mostly clear as a result of appropriate use of terminology and minimal vagueness; no tangents and no repetition; fairly good organization; almost perfect grammar, spelling, punctuation, and word usage. |
20 points: The paper is clear, concise, and a pleasure to read as a result of appropriate and precise use of terminology; total coherence of thoughts and presentation and logical organization; and the essay is error free. |
Structure of the Paper (worth 10% of total points) |
Zero points: Student failed to submit the final paper. |
3 points out of 10: Student needs to develop better formatting skills. The paper omits significant structural elements required for and APA 6th edition paper. Formatting of the paper has major flaws. The paper does not conform to APA 6th edition requirements whatsoever. |
5 points out of 10: Appearance of final paper demonstrates the student’s limited ability to format the paper. There are significant errors in formatting and/or the total omission of major components of an APA 6th edition paper. They can include the omission of the cover page, abstract, and page numbers. Additionally the page has major formatting issues with spacing or paragraph formation. Font size might not conform to size requirements. The student also significantly writes too large or too short of and paper |
7 points out of 10: Research paper presents an above-average use of formatting skills. The paper has slight errors within the paper. This can include small errors or omissions with the cover page, abstract, page number, and headers. There could be also slight formatting issues with the document spacing or the font Additionally the paper might slightly exceed or undershoot the specific number of required written pages for the assignment. |
10 points: Student provides a high-caliber, formatted paper. This includes an APA 6th edition cover page, abstract, page number, headers and is double spaced in 12’ Times Roman Font. Additionally, the paper conforms to the specific number of required written pages and neither goes over or under the specified length of the paper. |
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